1st commercial co… phone free: 0800 279 1279 | Email: info@gf-loans.co.uk web: www.1stcommercialco.com
Finance house . Derby Street West . Ormskirk . Lancs L39 3NH
Members of the Finance Industry Standards Association (FISA)
*Advance £150,000, legal/lender and set up costs add £5,381. Total advance £155,381 repayment quoted over 300 months interest only repayments, rate quoted at 2.5% above libor equal to 7.15% per annum variable at Oct ’05.
Business loans are available for almost any purpose such as business startup, refinancing bank borrowing, equipment purchase or to add to cashflow. Borrow from £10,000 to £75,000 with repayments from 5 years to 25 years with generous early repayment terms. Larger loans or mortgages can be arranged see our section for commercial loans
WE TRY HARD TO SAY YES to:
o Pubs, hotels, guest houses, restaurants
o Takeaways, sandwich bars, etc.
o Business property acquisition or expansion
o Past/present credit problems
o Self employed without accounts
o Tenanted, vacant or investment properties
o Previous/current bankruptcy or IVA
o All types of property considered
The loan can be secured to all types of business property, commercial and residential properties, we’ll also consider land as security. Usually we can arrange a loan up to 75% of the bricks and mortar value of the property but up to 100% can be arranged if suitable other property can be used as security.
A fee may be charged to cover legal and administration costs of between 0% and 5% of the advance, this is usually added to the loan and is only payable on completion of the transaction.
For a NO obligation quotation apply now
apply now and have acceptance in principle in 24 hours
Commercial loans are available for almost any purpose, borrow up to 80% of the property value and up to 100% where additional property is available as security. Minimum advance is £50,000 with no upper limit and repayment terms from 5 years to 30 years. Interest only loans also available on certain plans.
WE TRY HARD TO SAY YES to:
o Pubs, hotels, guest houses, restaurants
o Takeaways, sandwich bars, etc.
o Business property acquisition or expansion
o Past/present credit problems
o Self employed without accounts
o Tenanted, vacant or investment properties
o Previous/current bankruptcy or IVA
o All types of property considered
Once your application is received it is processed the same day and subject to our usual enquiries. When a firm offer of a commercial loan is made a refundable deposit of between £500 and £1,000 is required to show goodwill on your part and is refunded when your application has completed. If you withdraw at this time the deposit is not refundable.
A fee for arranging the loan is charged between 1.5% & 5% of the advance and is only payable when the loan is completed, full details will be sent with your loan offer. You will be responsible for your own survey fees and legal fees.
For a NO obligation quotation apply now
apply now and have acceptance in principle in 24 hours
Is the bank putting you under pressure, do you need extra finance, are the current loan repayments too high? We’ll arrange a loan to repay your existing loan and leave you extra for other projects if required.
You can borrow up to 75% of your property value and up to 100% where additional property is available as security. We try hard to say, YES to:
o Pubs, hotels, guest houses, restaurants
o Takeaways, sandwich bars, etc.
o Business property acquisition or expansion
o Past/present credit problems
o Self employed without accounts
o Tenanted, vacant or investment properties
o Previous/current bankruptcy or IVA
o All types of property considered
Minimum advance is £25,500 with no upper limit. A fee may be charged between 0% & 5%. Full details will be sent with your loan agreement.
For a NO obligation quotation apply now
apply now and have acceptance in principle in 24 hours
1st Commercial Co are a division of Guardian Homeloans Limited, who have been arranging business finance, loans and mortgages since 1971. We have many thousands of customers nationwide and a team of very experienced administration personnel who will be pleased to assist with even the smallest query.
Guardian Homeloans Limited are regulated under the Consumer Credit Act 1974 and abide by and are members of an Industry monitored voluntary code of conduct. This code of conduct is administered and regulated by the Finance Industry Standards Association (FISA). FISA lay strict practice rules and guidelines and are in close liaison with the Office of Fair Trading and Trading Standards Authority. The ability to meet the stringent rules and regulations is something we at Guardian continually monitor, ensuring the products and terms we offer comply with the ever changing rules and regulations.
Since the introduction of the Data Protection Act all companies collate data on every individual who apply to them it is under the act that the use of this data is controlled. Copies of the Data Protection Act may be purchased from legal stationers.
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| Telephone: |
0800 279 1279 |
| Email: |
info@gf-loans.co.uk |
| Office Hours: |
Mon – Fri 9:00 – 5:30 |
| Website: |
365 days per year |
| Application tracking: |
365 days per year |
| Apply Online: |
www.1stcommercialco.co.uk |
| Application & Email response times: |
Policy is to respond within 24 hours to all enquiries received. Weekend enquiries are dealt with the next working day. |
| Postal: |
Finance House
Derby Street West
Ormskirk L39 3NH
Registered in England 3259362
Authorised and Regulated by the FSA 301664
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| Document Exchange: |
DX 21264 - Ormskirk |
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